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by Mike McNamee Published 01/04/2012

In Focus Insurance

Many photographers have long successful careers without ever suffering serious accident or misfortune. However, it only takes the one time to scupper a job, or at worst a career. When you're a photographer, insurance can range from policies to protect your equipment to protecting yourself and your livelihood against unforeseen circumstances and even computer viruses, and fortunately In Focus Insurance, as it sounds, specialises in dealing with everything photographic. Therefore why not trust in a specialist to guide you through the minefield of available policies?

In Focus suggests one of the main policies for photographers to consider is professional indemnity (PI), which covers you against failure to provide contracted services and images to professional standards, failure to attend, re-shoots plus re-hire of premises and models if necessary.

PI cover will also cover you if you accidentally breach someone else's copyright and you have to defend a copyright action. Legal expenses cover will further ensure your legal costs are met should you have a breach of copyright, criminal defence costs or personal injury claims or a host of other legal matters. This is a vital area says In Focus, so even if you have an existing policy you should check how much you're covered for with the experts.

www.infocusinsurance.co.uk

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